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Comment by diydsp

15 hours ago

Yes you want a phone for SMS to log on to the web site. But I avoid banking apps on a phone. Dont need them.

In the EU the app is often mandatory, no SMS fallback

  • Somebody downvoted you but I agree: I must use a banking app to either enter a code or use my fingerprint to authorize operations, login included. No bank is using SMSes anymore here (Italy.)

    SMS are an American thing. Only credit card companies are using them and they are American.