Comment by judge2020
5 days ago
> I am not going to let you require that I run your proprietary malware in order to access my own money.
Why do they need to tailor to you how they do business? They could cut you off from accessing your money over the internet entirely if they wanted. They don't even have to offer a debit card, it could be a bank where you can only deposit and withdraw cash in-person.
My point is that you choose the institution you want to bank with based on what they offer and if it works for you. Banking is the poster child for an industry where people switch institutions based on what the institution offers.
> The idea where you are effectively _expected_ to constantly provide free compute for companies to run their complete garbage on hardware _you own_ just for the privilege of giving them money is one of the most absurd trend in recent times.
Corporations offer services for money only under very narrow requirements and conditions because relaxed requirements would cost them money overall. If people are expected to provide free compute, and 99.9999999% of your customer base is okay providing that free compute*, then they'll go that route.
*: The actual cost to run any given javascript or web app is probably less than a penny, even if you add the actual energy cost to do so plus amortize the hardware cost over the lifetime of your hardware
> Why do they need to tailor to you how they do business?
Exactly, VCRs should be banned -- why should cable companies tailor to you how they do business, and be forced to allow you to plug in anything into their distribution network? Only approved TVs should be an option.
I mean, I wouldn't be surprised if Walmart's Onn brand had the audacity to release a port-less smart TV and discount it even more since that would be guaranteed data collection / ad sales.
Hopefully people are educated about that fact before they purchase said TV, though.
In the UK, you _must_ have a bank account if you want to exist. I can't pay my mortgage in cash, and I can't take a salary in cash. So while I can _choose_ a bank, if there is no law literally preventing them from all requiring a smartphone to manage your money, then I imagine at some point that will happen, and then what do I do? Move to a different country?