Comment by dutchbart
5 days ago
Ehm, no. They don’t all do at least. For one, Rabobank does not require it. You can use the app to authorize in the browser. But for big transfers you still need their Rabo Scanner (which you get the first one of for free).
It's being phased in due to regulations. They're allowed to offer insecure SMS 2FA to confirm transfers, etc. as an alternative but are supposed to move away from it.