Comment by cowlevel
5 hours ago
I can do that. I can click on my credit card autofill and then "pay", so two clicks.
But sites won't let me do that, they want me to make an account first and they want to verify my email address and phone number which means leaving my browser and restarting the process each time I do because the browser got unloaded and the website doesn't save state. Almost all of the friction here is the fault of the website, not the payment process.
Usually I just can't make an account on a mobile device because of the browser unloading, so if it's important I do it later with my PC and if it's not important I give up entirely.
Well, a micro-transaction on your credit card isn't a great solution, since the base fee is something like $0.10 per transaction. You'll want a system to fill a low-transaction-fee wallet and then distribute from there.
Youtube Premium is a pretty good system. I pay $16/mo, and 55% of that gets distributed to creators based on my watch time.
There are lots of ways to do the tech without a $0.10 fee. I think the issue is more the websites don't ask for that, probably because $10 a month in one easy annualised payment of $120 pays better.
I'm not sure if there's an actual website that did it? I've made micropayments for other things like PAYG phones and speculating on crypto.