Comment by gomox

My local ICBC bank app/website (Argentina) disables several operations outside of (10 to 3) banking hours.

- Forex buys and sells are disabled

- "Large" transfers are disabled (over some silly amount on the order of $2K)

- And my personal favorite, you can't see or pay your credit card bill (for Mastercard ONLY), and you get a "this function is not available right now, call the bank at $BANK_WORKING_HOURS_ONLY_NUMBER" message.