Comment by erremerre

He is not talking no-sense. He is talking what he perceives as a user.

the same way that when you get a refund, you dont see the money back immediately. What the user doesn't know is that when you pay a business, the same thing happens, and the business don't get the money immediately.

And to pay by credit card feels much more insecure than using paypal or amazon pay, even if it isn't.