Comment by mixmastamyk

3 years ago

Fantastic, although not a peep from my bank.

Articles seem to imply that it can work in complement to zelle, so that may extend it’s reach quite a bit, no?

>not a peep from my bank

Why would a for-profit banking institution actively advertise for something that will affect its bottom line (e.g. transfer fees)..?

  • Because customers demand it and any bank which has it can attract customers from banks which don't.

    A system like that exists in Europe already, banks operate for profit there too.

  • My bank doesn’t charge transfer fees. Not sure what that means, credit card fees? That’s charged by the network.

    Obviates old-fashioned wires I suppose but those are rare and fee sometimes waived. Probably save money by reducing employee headcount.