Comment by ghaff

I don't think anyone is arguing that an automagical system of electronic payments that everyone uses wouldn't be desirable [so long as cash wasn't also an option] but writing/depositing a check now and then is so far down my list of weekly annoyances it doesn't even register especially given my bank actually "writes" most of them based on online payment instructions. I'd be much more annoyed if I had to use cash on a regular basis as is the case in some countries.