Comment by belthesar

Sure, but now you're talking about sites with completely different service level objectives, and conversely, different budgets for their hosting. The problem here, to play off of your analogy, is that Netlify is treating every customer, many with SLOs likely less strict than HN as if they are the Super Bowl. This is an assumption that, according to the most recent policy discoverable by looking through their forum posts, is a constraint of their platform, and something they tout as a feature, not a bug.

When users expressed concerns for a similar scenario that the OP experienced on their community forum, Netlify's staff responded with "how likely is this, really?" Only has to happen once to put someone in significant financial harm.