Comment by xyzelement
2 years ago
I likewise have this card and it worked for me in a certain point in my life but it depends on what you spend money on. As a family of 4 we spend a lot on groceries and eating out so its good to use a card for those things that gives us 3%. The sort of most obvious one is the amazon visa which you can connect to your amazon account and get the 3% off on everything there automatically.
It's not a life changing amount but it's free money.
Just an unsolicited pointer, but if you're US-based you might consider computing the cost/benefit of an Amex blue cash preferred.
It carries an annual fee of $95, but the 6% back on groceries (on your first $6000/yr) and 3% on gas add up pretty quickly.