Comment by jacobgkau

I use the PayPal Cashback Mastercard (2% back on everything, 3% back on PayPal purchases, no annual fee). It deposits the cash back into my PayPal account, but I'm also able to make card payments from my PayPal account, so I typically just redeem it every month and then immediately pay it back onto the card account before I pay the rest of the balance off normally.

I wonder if the Robinhood setup will allow making card payments from the brokerage account like that?

For the PayPal card, they honestly did get me to start clicking the PayPal checkout button on websites instead of the credit card button when they added the 3% back on those in 2022 (which incidentally made dispute resolution way easier once when I ordered from a no-name website that never shipped my order or responded to inquiries, since I was able to handle it via PayPal purchase protection rather than a credit card chargeback). Aside from that, I haven't been tempted to use any of PayPal's other services-- and Robinhood doesn't have a checkout system AFAIK, so they can't pull that one off.