Comment by lxgr

I feel like the only apps incentivized to change this are the ones that people don’t have to use (to use their bank account, because their employer makes them etc.) and that have competition installed in the same phone.

At least I sometimes prune my app list by size every once in a while (when I run out of space); I rarely need to get past the top 15, but everything in there gets a very close look.

I’d never delete my primary bank’s app, but the 10th food delivery service app I’ve only installed for a promotion? Gone without a second thought.

In that sense, Santander is probably extremely safe, given how infrequently people change banks. (That’s also why they can get away with poor app experiences.)