Comment by kleton

3 days ago

A sham marriage (get a prenup if you want) is sufficient to have parents' income not counted by FAFSA.

Another way to save money is to rent an apartment and make that your permanent address freshman year than to pay out of state tuition and room and board. I always thought this scheme could never work until I met someone who played it and saved tens of thousands in the process.

  • It might be a "scheme" the school and the state quietly approve. Students living in the community should be more likely to set down roots with employment, social groups, or marriage. Brain theft, instead of brain drain.

If true, this is wild. I've never heard of it, nor of anyone exploiting it.

  • I've never heard of anyone doing this either, but it is true and it's a pretty reasonable rule in my opinion. If you're an "independent student" then you don't need to report your parents' income, and the government is fairly generous about who qualifies as independent: https://studentaid.gov/help-center/answers/article/independe.... You can definitely game some of these qualifications, but that's fine, the overwhelming majority of people who qualify for this are legitimately independent from their parents and should be considered for financial aid.