In North America, “engineer” doesn’t necessarily mean a software engineer with a professional certification. Software developers have taken to calling themselves engineers. Whether engineering professional bodies should start going after people for this or not is a different topic.
But it’s entirely possible for someone who calls themselves an engineer to not actually be a certified engineer. So the activity wouldn’t be regulated because the person isn’t part of a professional body that regulates members.
In that case, lack of competence would be a civil issue unless it resulted in something criminal.
a stock trading platform, as described in the article?
In North America, “engineer” doesn’t necessarily mean a software engineer with a professional certification. Software developers have taken to calling themselves engineers. Whether engineering professional bodies should start going after people for this or not is a different topic.
But it’s entirely possible for someone who calls themselves an engineer to not actually be a certified engineer. So the activity wouldn’t be regulated because the person isn’t part of a professional body that regulates members.
In that case, lack of competence would be a civil issue unless it resulted in something criminal.
There isn't even a way to get certified as a professional engineer for software in the US.
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Could well be the entity actually selling the services.