Comment by pdimitar

Meh. I have no idea if I am smart or not -- the last several years proved to me I am definitely stupider than I thought -- but I know that with time I only started buying things I directly derive value from or in the worst-case scenario, I'll undoubtedly need during the next few months. No cutesy phone cases, no gadgets "because why not", no extra socks "because you never know", no new toaster because the current one just a tad too big etc. Almost no unnecessary purchases.

It's much more related to maturing on this or that axis than being smart IMO.