Comment by naming_the_user

To me this sort of thing just seems like a weird financialization brain disease of sorts.

At the end of the day if your house burns down you can go and get some wood / stone / whatever and build one somewhere else and this will basically always be possible to do to some degree.

The question is just about what the chance of having to do that per year is and what that represents in dollar value. It can’t not be possible.