Comment by pkaye

I've been collecting a bunch of links on what things a homeowner can do. Probably the simplest thing is the clear a 5 foot ember resistant zone around the home. So remove greenery and replace wood chips with stone for example. Use fire resistant vents so ember does enter attic or crawlspace. Use Class A fire rated roof (which you can also get for asphalt shingles). If you have wood siding, replace with fiber cement siding...

https://www.insurance.ca.gov/01-consumers/200-wrr/Safer-from...

https://readyforwildfire.org/wp-content/uploads/2024/05/Low-...

https://osfm.fire.ca.gov/what-we-do/fire-engineering-and-inv...