Comment by umanwizard

> To answer your utterly moronic question

I don’t think it was moronic at all; the point is to get to the bottom of what assumptions and axioms you’re using. What is the moral framework according to which you claim State Farm has wronged you. Only then can we judge whether your claim is in fact correct.

> because they aren't in the business of insurance

So, if I understand your implicit argument correctly, it seems to be that anyone who sells a product be forced to sell it to anyone, no matter how costly it is to them.

There’s no McDonalds in Barrow, Alaska, presumably because running a McDonalds there would be prohibitively expensive. Is that immoral? Should they have an obligation to open a store there?