Comment by vasco

1 day ago

The key thing to understand is that you don't get to choose when the house gets destroyed or get advanced notice. Which means you might be in there, or your kids, or all your belongings. But yes, after you're dead in the rubble someone else can rebuild your house and it might be cheaper.

Yes of course, but everything in life is a risk trade off. Presumably the person you’re replying to understands that.