Comment by int_19h

I need to remind here that the very notion of a cloud account didn't exist for literally decades in the past, and I don't recall anyone suing Microsoft about losing a password etc. The legal angle for such things is firmly covered by EULAs, anyway - I worked for Microsoft for 15 years, and I can assure you that the lawyers there are very adept at such things. And then, of course, Apple clearly doesn't have any legal issues despite only having local accounts on macOS even today. Nor are cloud accounts free of legal issues themselves, what with GDPR etc. In fact, I'm pretty sure that cloud accounts are more "legal heavy" on the whole.

I would believe that it was purely about costs if they simply removed the checkbox from the installer but still left the command line workaround - that is plenty sufficient to ensure that the user "understands that Microsoft has no responsibility", and generally to prevent the clueless from shooting themselves in the foot. But given that even such advanced techniques were removed shortly after they were discovered, I'm certain at this point that it is a concerted effort to drive all non-enterprise users towards cloud accounts. And given that Microsoft is heavily investing into ads, and generally has a Google envy for a very long time now, I think that it any product decision that clearly correlates with more ability to track users and collect their data is likely to be at least partially motivated by that, just as it is in case of Google.