Comment by behringer

In a way you can. A company is its employees. If you want employees with integrity you might need to pay better than bottom dollar employees from the cheapest countries possible.

I once applied for a bank position, and they wanted to run a credit check. If you're in a position of handling money, the company has a responsibility to vet its employees. Do I agree with credit checks? Absolutely not, but the point is, Coinbase is partially responsible and that's why they're refunding duped customers.

How far that responsibility goes is up for debate.