Comment by Spivak

1 day ago

If you are riding in a Lyft and get hurt (and the Lyft is at fault), it's Lyft's medical insurance company that pays out for your medical care. Same as it is for all other auto insurance.

It's a pretty delayed process because unless the Lyft hit a tree there's usually at least two vehicles involved in the crash and the insurance companies have to fight over fault. But they do eventually pay out.

Source: Got into an accident in a Lyft. They even paid my salary for the few days I was off work.

That’s what people assume. It’s not.

  • Could you explain and provide more details?

    • For example, if you get into an accident in NYC, you’re pretty much screwed. Uber will not cover you and you have to rely on “bankrupt” commercial insurance. Which is funny because Uber fees INCLUDE these phantom coverages. Class-action waiting to happen.

      4 replies →