Comment by gblargg

I once did a chargeback of almost $5k to PayPal when someone scammed me (and PayPal sided with scammer). I still have my account, though I don't use it for anything I'd actually need protection on now.

On the other hand I did get banned from an online local selling site (rhymes with Canary) for charging back a small purchase where the wrong thing was delivered and their system for reporting it was broken and they refused to refund. I even tried having a roommate create an account (same address) and they banned that when they made a purchase.