Comment by Nextgrid

You are joking but that's exactly how it works as long as you are a company (and the bigger/more connected it is the better).

Don't pay your debts as a person: you quickly get hit with fees, chased by collections, etc.

Don't pay your debts as a company: sorry, it was merely a clerical error by our accounting department. Nothing to see here.

Lie and profit from it as an individual: that's called fraud and could land you in jail.

Lie and profit from it as a company: sorry, our website/documentation was out of date, our CS clerk was wrong and has since received additional training. Nothing to see here.