Comment by LoganDark

5 days ago

> You are absolute minority that conscious about your financial

Maybe but idk. I have calendar events for every single monthly expense & BNPL. Anything that isn't on-demand is in the calendar. That makes it easy to calculate future expenses and also serves as a reminder of what I'm paying for so I can cancel anything I don't think I'll need for a while. At least one subscription I've canceled and restarted a lot because I use it a bunch and then don't use it at all and then use it a bunch again and so on.

I also have a spreadsheet that I log every transaction into, because it gives me an easy way to see how my finances are doing and also gives me a way to keep track of charges that aren't properly descriptive on their own (for example, "wl *steam purchase" doesn't say which product was purchased; on the spreadsheet, I can see exactly, as well as for every other transaction, what I purchased, without having to look at each individual order). It's also faster to check than having to log into my bank, which ever since I switched to Mac has been forcing me through SMS verification every single time I log in no matter what.

Deep deep minority. I'm similar to you, in that every dollar going in or out gets tracked and categorized, but due to a medical emergency I recently started helping an elderly family member with their finances (logistically, not monetarily) and was astounded that they just can't identify what the destination is for half (by value) of the money going out of their bank account (we're working on it...).

Sir, sorry to inform, but you do this:

> I also have a spreadsheet that I log every transaction into

You are a minority in a minority that tracks at all! ;)