Comment by lompad

Thanks for being willing to consider my standpoint.

Personally, I think this might more be an issue of the US health system or the lack thereof, which generally messes up incentives badly.

Here in germany, finances aren't even a thing that comes to mind at all in regards to therapy. Though we do have the problem that there aren't enough therapists available. They are having tons of patients no matter how long they keep an individual, since there is so much more demand. As a result, they have to triage a lot and preferrably keep those who actually need their help.

As far as I can tell, it's all about suffering. If something makes you or the people around you suffer and create serious issues for you, you need to learn to get yourself out of that. That's what therapists do.