Comment by exiguus
2 months ago
If you think about it, it makes you independent of any bank. You simply don't need them anymore. Additionally, you can use the wallet from the federal or central bank to verify your age when making purchases.
The downside might be—depending on how they implement it, but currently it's not looking good—that the wallet is no longer anonymous. This is a huge issue, in my opinion.
GNU Taler [1] for example, might be a Software implementation that can be used for anonymous transaction with digital money (without blockchain).
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