Comment by arcticfox

6 days ago

> but 5-10% of the value of the house a year in maintenance isn’t unheard of.

I assure you I am not paying ~$30k in maintenance on my ~$400k house every year... that would be comical

Add it up and work it out; factor out the land if you must (e.g., pretend it’s a landlord business and you’re renting to yourself).

Maintenance items add up, and some only happen every 20-30 years, it can hit hard. A new roof every 30 years at $10k is already noticeable.

  • > A new roof every 30 years at $10k is already noticeable

    That'd be $333/year averaged out, two orders of magnitude away from 30K/year example of OP.

  • The $10K roof is noticeable precisely because it's an outlier that pulls the average up towards the 1-2% per year range for all but the least expensive houses.

    If houses really consumed 5-10% of the purchase price on average per year, people wouldn't worry or talk so much about roof replacements; they'd be just other drops in the bucket.

  • I could replace my roof, literally the most expensive regular maintenance, for $10k a pop twice a year and still come out way under your estimate lol