Comment by bakugo
20 days ago
> in the end I can access my bank from a web browser.
If your bank allows you to access all features from a browser, consider yourself lucky. Mine requires the app to authorize any online transaction.
20 days ago
> in the end I can access my bank from a web browser.
If your bank allows you to access all features from a browser, consider yourself lucky. Mine requires the app to authorize any online transaction.
Here in Poland most banks are usable via web browser + SMS for auth.
That's already pretty rare internationally and the odds of it still being the case in five years are zero.
I would argue that SMS is horribly insecure and should never be used for authentication.
https://workos.com/blog/why-sms-mfa-is-insecure
Poland also has the most competitive banking system in the entire Western sphere of influence. You can't compare it to the extremely oligarchic banking system in the United States.