Comment by djrj477dhsnv

For the issue of people not wearing seat belts causing insurance premiums to rise for all, a solution is for insurance companies to be allowed to refuse compensation in cases where seat belts weren't properly used.

And yes, if those people have no way to pay for extreme medical treatments to save their life, they shouldn't be provided further assistance. They should bare the consequences of their decisions. Future generations will hopefully make smarter decisions as a result.