Comment by herf

Here's my situation:

1. My Microsoft account is still @msn.com, which I don't trust in any way to be secure, since it's not an email account I ever use

2. I have lots of Samba and other shares that know my local login

3. If my router goes down, I'm probably going to log into this machine to fix it, and it won't be connected to the internet

So of course I used one of the local account tricks when I installed Windows 11, and I hope they don't break it. Apple's solution of letting you have BOTH a local login and an iCloud account is much better.