Comment by wizardforhire
4 months ago
(This is not directed to you but the wider community writ large, you just happened to be the one to kick the hornets nest)
You know… there was time before this latest generation started calling everyone that complained to a manager a karen… that complaining to manager would resolve issues… and if that failed, publishing your story and refusing to do business with someone was seen as proper conduct.
Banks!!! Lol! Are the most fragile institutions ever! Fdic, exists for a reason… get enough people to withdraw their money all at once and see what happens.
Open source people that want to stick to your grit… don’t work with banks that won’t let you use open source software. Oh is that too hard for ya? If you’re not compiling your own slackware distro than you have no leg to stand on (/s)
But seriously, use a local bank and try solving human problems by dealing with human’s. Quit trying to tech everything… if the open source community would get unified and actualize… thats a fuck ton of people!
Here’s another crazy concept that the oss community could do… they could literally just open their own bank… voila (its not as hard as it seems and takes way less money than you think)
> try solving human problems by dealing with human’s
Welp. I actually tried it. Here's my experience.
I contacted my banks and got in touch with their managers and devs. They do have APIs. I wanted to use those to create my own software with read only access to my account. I didn't even want to transfer money anywhere, just get my transactions for accounting purposes. I was using ledger at the time and was getting tired of manually inputting everything into the journal.
I eventually discovered I would need to incorporate and beg the central bank for permission to touch the financial system.
I left a startup around 6 months ago. We were around 30 employees and we had working software and were starting to get some users. We couldn't get the banks to work with us. We were able to get some access through third-party companies and it sucked.
I went to a meeting a few years ago with a big investment company. They had a team of 30 people trying to figure out how to reliably read financial documents to get people's financial information to serve it back to them. At this startup we spent a ton of time doing similar things, and paying another company to read our user's financial documents so we could get their info.
My point is, even if you incorporated and begged I'm not sure you'd have success.
Open source people that want to stick to your grit… don’t work with banks that won’t let you use open source software
there is not a single bank in my area that would let me do that, unless it is by accident. so the choice you suggest is de facto not available.
Cryptocurrency says hi?
> But seriously, use a local bank and try solving human problems by dealing with human’s. Quit trying to tech everything… if the open source community would get unified and actualize… thats a fuck ton of people!
Wise, and thus downvoted. Many FOSS enthusiasts are antisocial, sometimes even misanthropic, fragile snowflakes ("I should be able to run any software I like, on any device I like"), so any call for collective political action, that actually could achieve something more, is disregarded.
M-x dispute-charge