Comment by jolmg

6 hours ago

Re: banking, not until adoption of non-Android and non-iOS devices grows. To break this chicken and egg problem, one can get an Android phone and use it exclusively for the banking app, treating it like one of those hardware security keys the banks used to give out in the early 2010s. One used to just leave it at home; maybe take it to work occasionally. Another option is to live like the early 2000s and go to an ATM/bank for all bank things, including account consultation.

Or use the banks website from a computer? Which banks do not allow this?

  • The biggest bank in the Netherlands at least requires the app to confirm payments. Although they do still have these paper slips (maybe) for transfers but that cannot be used for ecommerce

  • Ubank in Australia just told me they’re retiring their website in a few months, the app will be the only way to access your account. It’s digital only, so no real world branches either.

    • This would be enough of a reason for me to immediately move all my savings to another bank. No website, no business.

    • > the app will be the only way to access your account

      Maybe also on the ATMs of other banks?

  • My bank in Australia has a great desktop website, but you have to do 2FA on your phone to access it. That means even though I prefer to use the desktop site, I still need to be able to run the app too.