Comment by dns_snek

6 months ago

No, I don't want to buy, take care of, and carry around 2 devices at all times. I'm not a drug dealer.

You don't have to carry two phones. The idea is that the second phone stays home powered off and is used as an access token for the bank's website. There is no reason to carry it around. Pay cash in stores or use a credit card when cash is inconvenient.

  • I think this is a pretty outdated view of banking. I open a banking app at least a few times a day. In the EU just about every online transaction has to be approved in the app, we also use various payment apps for quick person to person transfers, use the app to generate disposable virtual cards for online purchases, etc.

    I could cut myself off from the modern financial world and just use online banking like it's 2010 but that's a pretty big ask.

so only drug dealers use two phones?

  • Pretty much, yes. Drug dealers and people who are getting paid to carry a second device for work by their employer. I am neither.

    • I'm sure you have evidence for this, I am certainly not fitting into your frame.