Comment by zahlman

10 hours ago

It's amazing to me that people consider "saving time while paying money" to be a good thing.

I will never "tap" my debit card as long as I have any legal option. Everyone else can wait for me to exercise my consumer rights, by inputting my PIN, verifying the amount displayed on screen etc.

Entering your PIN and using a debit card is the least secure/safe version of electronic payment.

Tapping (NFC) or dipping (EMV) are safer and faster for everyone.

  • How do you figure?

    My threat model includes people stealing the card. I can have tap disabled on the card, and then thieves don't know my PIN. Yes, yes, that's like 13 bits of entropy. But it's not like they can use a computer to brute-force it.

Wasting people’s time is rude here not illegal.

Courtesy may seem outdated to some, but it can occasionally come back to bite people. Being overly rude to waitstaff is something I’m concerned with around promotions because of how they might treat people inside the company. Without better information you extrapolate.

I've seen a pattern where people that value their own time at $0 unfortunately often value the time of others at $0. Worse is valuing others at $0 and your own at $lots (which is also common).

  • Interesting.

    I don't know what to make of the idea that I'm "not valuing my time" by carefully considering my purchases and caring about security. Or that the seconds I take on this are so important to both myself and others, compared to the time spent browsing the store shelves, getting to and from the place, etc. Heaven forbid I choose the cashier instead of a self check-out this time, and try to strike up a conversation.