Comment by kortilla

13 hours ago

That’s not “just stop eating avocado toast” advice. It’s advice to cut extremely high expenses.

Avocado toast advice is dumb because it’s an expense that doesn’t move the needle.

Cutting medical insurance, for example, is a good way to end up medically bankrupt and lose anything you’ve ever saved if anything goes wrong. And by the time someone hits 40, chances are something has gone wrong.