Comment by SpicyLemonZest
3 hours ago
Which are the specific things you think most people don't need coverage for? Prior to the ACA, it was pretty common to hear stories of people not on employer plans who were shocked to discover a coverage gap they have. Most people don't have much expertise in evaluating healthcare coverage and deciding which services they might need.
In California, apparently acupuncture is required to be covered. I’d be happy to give up my acupuncture coverage for a lower premium. https://www.fiercehealthcare.com/payer/states-essential-bene...