Comment by dboreham

4 hours ago

You're forced to buy auto insurance.

You aren’t. You are required to buy LIABILITY, which is protection in case you harm SOMEONE ELSE. You are not required to protect YOURSELF.

In some states, if you can post a bond, you aren’t even required to carry liability.

The government does not coerce you to buy a product for yourself.

Technically not. In many states you have the option of posting a refundable security deposit with the government to meet the minimum liability requirement as an alternative to purchasing auto insurance.