Comment by taurath

I've gone on disability, its insane the loops one has to jump through to get it, especially if you want the private disability insurance to kick in. It took months of paperwork and re-filing appeals. I'm in a state with a better safety net, but I had to work at my place for several years to qualify to earn what amounted to be around 45% of my salary while on short term disability.

Sadly people really do think that your story (which I'm sure is true) is more common.