Comment by xp84

4 hours ago

Maybe the terminals don't use the strip, but the cards still have them, so they can still be skimmed, and at least used online, as well as in other parts of the world that do have the magnetic readers.

I think it's possible to write the number to the strip of your cloned card with the bits set to say this is NOT a chip card, so that a terminal won't say "Use chip" -- but clearly the issuer could have the opportunity to notice it odd that the transaction is using the stripe and hopefully subject it to harsher fraud heuristics.