Comment by jorvi

> Healthcare costs are high because of insurance companies and private equity, not doctors and hospitals.

It is actually the opposite.

UnitedHealth, one of the 'worst' insurers in terms of denials, has a profit margin of ~5% [0]. It is mainly the providers that overcharge, under the guise of "the less and lower we bill, the less and lower insurance pays us".

Insurance only works if there is at least as much going into the pot as is going out. What do you think would happen if insurances weren't denial hawks?

Get angry at your doctor for overcharging you whilst using insurance companies as the heel.

[0] https://www.macrotrends.net/stocks/charts/UNH/unitedhealth-g...