Comment by lern_too_spel

The reason UnitedHealth has such a low profit margin is that their profit margin is capped by the ACA's Medical Loss Ratio provision. They fraudulently get diagnoses for their insured patients to upcode and incur more charges to Medicare Advantage that they can collect their profit from. Any doctor could have told you this has been going on for years. https://www.google.com/search?q=UnitedHealthmedicare+advanta...

If the government were the insurer, it would not have the same incentives to commit this fraud.