Comment by AnthonyMouse

> If it autonomous or self-driving then why is the person in the car paying for the insurance? Surely if it's Tesla making the decisions, they need the insurance?

Suppose ACME Corporation produces millions of self-driving cars and then goes out of business because the CEO was embezzling. They no longer exist. But the cars do. They work fine. Who insures them? The person who wants to keep operating them.

Which is the same as it is now. It's your car so you pay to insure it.

I mean think about it. If you buy an autonomous car, would the manufacturer have to keep paying to insure it forever as long as you can keep it on the road? The only real options for making the manufacturer carry the insurance are that the answer is no and then they turn off your car after e.g. 10 years, which is quite objectionable, or that the answer is "yes" but then you have to pay a "subscription fee" to the manufacturer which is really the insurance premium, which is also quite objectionable because then you're then locked into the OEM instead of having a competitive insurance market.