Comment by 202508042147
17 hours ago
> So you move the power from two American companies (Visa and Mastercard) to two American companies (Apple and Google)? What's that supposed to solve?
Unsure what you mean, but for context I use an app developed by a consortium of local banks and it works by scanning a QR code. Indeed, I use an Android phone but my next one will be a de-googled one like a Fairphone with /e/OS. Hopefully the same app will work there...
> Hopefully the same app will work there...
That's the problem: currently many of those banking apps in the EU require having a phone with Google Play services and other "security" stuff that makes you reliant on American companies, like the post you're replying to claims.
Now that the cat is out of the bag, I am confident that those banking apps will (eventually) work without the likes of Google Play Services. Additionally, what i really want is an alternative to Visa/Mastercard, meaning I can use it for renting a car or paying online.