Comment by bityard

Not a dumb question at all, but incident management in aviation is all about saving the people on board first and foremost. Saving the airframe during an incident is considered a very distant bonus at the very best. No pilot ever got in trouble for sacrificing their plane to make the smoothest possible landing to protect the squishy meatbags on board.

Landing outside the bounds of an airfield brings a bunch of other unnecessary risks as well, like hitting trees, people, cars, buildings, etc. And as a sibling comment noted, airports have a TON of protocols for emergency landings in place, such as clearing existing traffic from the runways and sky, and having ambulances and fire trucks standing by so they can be at the aircraft literally seconds after it skids to a stop. Golf courses typically do not.