Comment by cucumber3732842
14 days ago
Teenagers have obligations. Retirees don't or if they do they're far more flexible. Grandma can just not drive at night or in bad weather. Somme teenager typically can't.
So the inherent risk of the situations in which they drive does tend to favor seniors generally
The people with the most obligations are us middle aged who have to do stuff at times set by kids requirements, or elderly parents, or work.
Both groups are way more likely to have early/late/all weather obligations than seniors. I suspect likelihood of having an early/late obligation peaks in one's 20s.