Comment by patrakov

Speaking about the Philippines here.

First, how about Philippine National Bank? Compare snapshots of their front page, https://www.pnb.com.ph/, on web.archive.org, and see that they have completely removed the link to their Internet Banking system. Only Mobile Banking remains.

See also https://web.archive.org/web/20220605084957/https://portal.pn...

Also, Metrobank threatens to make it impossible to log into their online banking website without the mobile app installed. This is already officially the case for their corporate banking, but it's just TOTP with a non-extractable (on a non-rooted phone) seed and some anti-root checks under the hood.

Finally, the following mobile wallets and "digital banks" are app-only: GCash, Maya, GoTyme Bank. The first two are the only ways to pay for water here, other than going to a kiosk where someone else would use their GCash account to process your payment.