Comment by nahkoots
4 hours ago
Then your bank is garbage and you should switch to a better one. My main bank (USAA) lets me use a one time code sent to my email as a second factor (or SMS, or a code from their app). If they started requiring me to use the app I would drop them immediately. Why is "but my banking app" treated like a valid objection every time user freedom comes up?
Because it's most banks that are like that. If you don't have this problem, then you're lucky your bank is actually technologically incompetent by industry standards.