Comment by sigio

For laptops, I always spring for the lowest amount of ram + hdd/ssd, and then instantly upgrade this from local after-market sources. However, this wouldn't work for apple devices (Hence I don't own any Apple devices).

For example, my current Thinkpad T14-gen5, was bought with 8GB ram and 256GB NVME, and then upgraded to 64GB ram and 2TB NVME, for the same price as 16G/512G would have cost at Lenovo. And then I still have the 8GB/256GB to re-use/re-sell.