Comment by danpalmer

12 hours ago

Having done a major migration with Stripe, at a startup, I disagree.

They have lots of products, but you don't need most of them and can ignore them. What's left is, in my experience, the correct amount of complexity. We looked at Braintree, and it was just missing things that we were legally required to support, we looked at Judopay and it was... lacking (a nearby founder describe Judopay as treating payments like a hobby).

If your business is just ecommerce and you can use Shopify instead, sure, do that. If you just need to take dumb payments, just use Stripe Checkout. But if you need any control over your payments, Stripe is the only good option for startups. As you grow it becomes easier to justify more complex integrations such as Adyen, Klarna, etc, but Stripe is definitely the best starting place I've seen.

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danpalmer

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wouldbecouldbe  11 hours ago

He is right, reading the docs you have no idea which events leads to what. Nowadays with llm's it's easy before that I still dont know which events mean what.

egorfine  10 hours ago

> Having done a major migration with Stripe, at a startup, I disagree

Initial integration is very simple and developer-friendly. The complexity comes later.

rrr_oh_man  11 hours ago

> If you just need to take dumb payments, just use Stripe Checkout.

Could not agree more. Offload as much complexity (receipts, invoices, tax, customer info, etc.) to Stripe as humanly possible in the beginning. Don't build for edge cases or UX polish. If people want your product, they will buy it.

  • wouldbecouldbe  10 hours ago

    and then without knowing it you are paying 1000's a month to stripe

    • OtherShrezzing  10 hours ago

      This is kind of the tradeoff you need to make when launching a product though. You cleave off some of the product's margin & send it to a third party so that you can get the thing launched. If it's unsuccessful, that's fine, you'll pay no money to the vendor. If it's successful..? Great! Now you can afford to pay someone to build a checkout that doesn't cost me thousands a month in fees.

      Stripe takes 1.5-2.5%, so if you're sending them 1,000s a month, your revenues from that checkout are approaching the $millions p/a. Certainly enough to hire an expert in the domain.

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